Rates & Terms

Understanding our rates and terms is important before applying for a loan. Please review the information below carefully.

Interest Rates

Our interest rates vary based on several factors including your creditworthiness, loan amount, and state of residence. Rates typically range from 5.99% to 35.99% APR.

Loan Terms

• Loan amounts: $100 to $5,000
• Repayment terms: 2 to 24 months
• No prepayment penalties
• Flexible payment options available

Fees

We are transparent about all fees associated with your loan:

• No application fees
• No origination fees
• Late payment fees may apply
• Returned payment fees may apply

State-Specific Information

Loan terms and availability vary by state. Some states have specific regulations that may affect your loan options. Please check with your state's regulations for more information.

Credit Impact

Checking your eligibility will not impact your credit score. However, if you proceed with a loan application, the lender may perform a hard credit check which could affect your credit score.

Repayment

You can repay your loan early without any prepayment penalties. We offer flexible payment options to help you manage your loan effectively.